By ANN CARRNS
A single unexpected expense, or loss of income, can send many American households into a tailspin.
Published: October 30, 2015 at 05:00PM
from NYT Your Money http://www.nytimes.com/2015/10/31/your-money/preparing-for-financial-shocks-before-they-strike.html
http://www.waynelippman.com/post/132262813535